Home Equity Loans

Our Home Equity mortgage program is a great way to put your home to work for you when you’re looking to borrow a more considerable amount without any out-of-pocket expenses. We offer many flexible terms, including 5, 10, 15, and 20-year loans with NO FEES OR POINTS! And best of all, the rates are FIXED for the life of the loan!

We lend up to 85% of the appraised value, minus any existing mortgage balance you already have. The entire process takes about 3 weeks and you can borrow for virtually any reason. You must reside in the home as your primary residence and must be located in P.A. or N.J. within a 50-mile radius of the credit union office. Give our Loan Department a call to speak with one of our friendly lenders. We can answer all your questions! And we’ll be glad to schedule an appointment at either our main office in Phillipsburg or our branch office in Easton.

Rates are still incredibly low, so don’t wait!

Home Equity Loan Rates

IRCO’s Nationwide Mortgage Licensing Registry I.D. – #528111