2nd Mortgage Loans

Our 2nd mortgage program is a great way to put your home to work for you when you’re looking to borrow a larger amount withoutany out-of-pocket expenses. We offer many flexible terms, including 5, 7, 10, 15 and 20 year loans with NO FEES OR POINTS! And best of all, the rates are FIXEDfor the life of the loan!

We lend up to 85% of the appraised value, minus any existing mortgage balance you already have. The entire process takes about 3 weeks and you can borrow for virtually any reason. You must reside in the home as your primary residence and it must be located in PA or NJ within a 50 mile radius of the credit union office.Give our Loan Dept. a call at ext. 204 to speak with one of our friendly lenders. We can answer all your questions! And we’ll be glad to schedule an appointment at either our main office in Phillipsburg or our branch office in Easton.

Rates are still incredibly low, so don’t wait!

2nd Mortgage Loan Rates

IRCO’s Nationwide Mortgage Licensing Registry I.D. – #528111