VISA Platinum Credit Card

VISA Platinum Credit Cards are accepted at over 8 million locations world-wide and an IRCO VISA Card offers many advantages:

  • No Annual Fee
  • Annual Percentage Rate as low as 8.90% APR* on New Purchases and 11.90% APR*on Cash Advances
  • No Interest on Purchases If Balances Paid in Full Within the 25-day Grace Period
  • Pay Off Existing Credit Cards when switching to an IRCO VISA Platinum Card

PLUS, you have the added benefit of “zero liability” in the event of fraud, when using your IRCO Visa Platinum Card. You’ll owe zero if your card or account information is ever used without authorization in any consumer credit transaction processed through the Visa network, including purchases made online.*

LOST OR STOLEN CARDS: if your card is lost or stolen, you may call the credit union during regular business hours, or contact Visa directly, 24 hours a day at the following number: Apply for a VISA Platinum Credit Card


Apply for a VISA Platinum Credit Card

*Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Final rate may vary at closing. Exceptions: ATM or PIN-based transactions not processed by VISA or commercial card transactions