Mobile Banking

With IRCO’s Mobile Banking you can access your accounts quickly and easily through your iPhone or Android phone. It’s a secure way to stay on top of your accounts anywhere you are, 24/7. With our Mobile Banking App* you can:

  • View transaction history
  • Check account balances
  • Transfer funds
  • Pay bills

3 easy ways to access your account through your phone – select one or all three, depending on your preference and your phone capabilities.

  • Mobile Banking – download the app to your phone
  • Mobile Web Banking – bookmark your Mobile Banking URL address to your phone
  • Text Banking – you text us and we will text you back*

Steps to Register Device and Download App

1. You must be a Virtual Branch user to be able to sign up for Mobile Banking. If not a user, simply click on the “New Enrollment” tab on our homepage and enroll in Virtual Branch. To register your device:

  • Log into Virtual Branch
  • Click on Self Service tab
  • Click on Mobile Banking
  • Follow instructions

2. Download the FREE App*

  • iPhone or Android apps are available for download at the Apple App Store or Google Play
  • Search for TOUCHBANKING
  • Install the app and follow the instructions
  • AppCode = ircomobile
  • User Name = User Logon in Virtual Branch
  • Password = Security Code in Virtual Branch

If you need help with Mobile Banking, contact our Savings Dept. at 908-859-1811 x221. * Messaging and data rates may apply. Check with you mobile phone carrier for details.

Instant Balance – quick check of account without logging in.

To enable Instant Balance:

  • Open Mobile Banking app
  • Click on the “Dollar Sign” icon in the top right corner of the log in page and select “Log in and Set up”.
  • Log into your account, select “More” from the Main Menu and then select “Instant Balance Settings”
  • Click to toggle on Instant Balance

Next time you open the app, just click the Instance Balance icon and you’ll immediately see the account balances you selected.