PLEASE NOTE: Due to the complexity of this product, all IRA accounts will be administered at our main office in Phillipsburg only.
IRA Share Certificates are a great way to take advantage of the tax benefits an IRA can provide. Our 12 or 30-month share certificate pays a great rate*, requires an initial deposit of $500 and can renew automatically upon maturity.
Best of all, IRCO Community is one of the few financial institutions that allows deposits to IRA accounts in small increments. You can make deposits for as little as $5.00 to an IRA share account.
Payroll deduction through direct deposit is especially helpful for those who want the benefits of an IRA, but can’t afford a large lump sum deposit.