Saturday, April 29, 2017

Community Banking That's All About You!

Rates

LOAN RATES

AutoMotorcyclePersonal SecuredHome Equity2nd MortgagesSavingsCertificate/IRAs
All rates determined by the Board of Directors and may change without notice.

AUTO LOAN RATES ¹

TYPE TERM APR* (as low as)
New Auto up to 36 months 1.75%
up to 48 months 1.75%
up to 60 months 1.75%
up to 72 months 2.75%
up to 84 months 2.75%
Used Auto up to 36 months 1.99%
up to 48 months 2.25%
up to 60 months 2.25%
up to 72 months 2.25%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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MOTORCYCLE RATES ¹

TYPE TERM APR*(as low as)
New Motorcycle up to 36 months 1.75%
up to 48 months 1.75%
Used Motorcycle up to 36 months 2.50%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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PERSONAL LOAN RATES ¹

TYPE TERM APR*(as low as)
Personal/Signature Loan 15,000 Maximum up to 36 months 8.49%
up to 48 months 8.99%
up to 60 months 9.49%
up to 72 months 10.49%
up to 84 months 11.49%
Vacation Loan – $2500 up to 12 months 6.49%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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SECURED LOANS

TYPE TERM APR*(as low as)
Share Secured up to 72 months 3.75%
up to 144 months 5.00%
Certificate Secured – Contact savings Dept. for details
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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VISA CREDIT CARD

TYPE TERM APR*
VISA Credit Card N/A 10.90%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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2nd MORTGAGES & HOME EQUITY

HOME EQUITY

TERM POINTS RATE APR*
1 – 15 years N/A Prime (Min. 4.00%) 4.00%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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2nd MORTGAGES

TERM POINTS RATE APR*(as low as)
1 – 5 years N/A 3.99% 3.99%
6 – 10 years N/A 4.75% 4.75%
11 – 15 years N/A 4.79% 4.79%
16 – 20 years N/A 4.79% 4.79%
*APR=Annual Percentage Rate. ¹Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

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SAVINGS RATES

SAVINGS

TYPE RATE APY*
Share Savings Account 0.05% 0.05%
Club Accounts 0.05% 0.05%
IRA Share Savings Account (Traditional or Roth) 0.05% 0.05%
*APY = Annual Percentage Yield. Dividends declared by the Board of Directors are paid at the close of business on the last day of the quarter.

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CERTIFICATE RATES

CERTIFICATES & IRA CERTIFICATES

TERM RATE APY*
3 Month $500 min. 0.10% 0.10%
6 Month $500 min. 0.10% 0.10%
6 Month $10,000 min. 0.15% 0.15%
9 Month $500 min. 0.15% 0.15%
12 Month $500 min. 0.25% 0.25%
12 Month $10,000 min. 0.25% 0.25%
18 Month $500 min. 0.50% 0.50%
24 Month $500 min. 0.55% 0.55%
30 Month $500 min. 0.60% 0.60%
36 Month $500 min. 0.65% 0.65%
60 Month $500 min. 1.35% 1.36%
IRA 12 Month $500 min. 0.25% 0.25%
IRA 30 Month $500 min. 0.40% 0.40%
*APY = Annual Percentage Yield. All rates above are subject to change without notice. A penalty will be imposed for early withdrawal.

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