4-3-2020 – Coronavirus COVID-19 Updated Drive Thru Hours

Phillipsburg Office

Monday – Thursday 8:30 am – 5:00 pm
Friday 8:30 am – 6:00 pm
Saturday 8:30 am – 12:00 pm

4-1-20 Coronavirus COVID-19 Security Update

Fraudsters have been quick to deploy scams involving stimulus check payments. If you receive phone calls, text messages, emails, or other types of communication claiming to be from the IRS and asking for personal financial information, such as your bank account number, do not respond or click on any links or attachments.  These are scams to get your personal information or to deliver malware to your computer.

3-23-20 – Coronovirus COVID-19 Update

Easton office will be closed until further notice.

Phillipsburg office –  Drive-thru open.

  • Phillipsburg Office – Drive thru hours:
    Monday & Tuesday – 8:30 am – 5:00 pm
    Wednesday – Friday – 8:30 am – 6:00 pm
    Saturday – 8:30 am – 12:00 noon

3-18-20 – Coronavirus COVID-19 Update

To protect the safety and welfare of our members and employees we are making adjustments to how we service you. Our Phillipsburg office will be servicing you through drive thru only. The Easton Office will be open to our members.

  • Phillipsburg Office – Drive thru hours:
    Monday & Tuesday – 8:30 am – 5:00 pm
    Wednesday – Friday – 8:30 am – 6:00 pm
    Saturday – 8:30 am – 12:00 noon
  • Easton Office – Hours:
    Monday – Thursday – 9:00 am – 5:00 pm
    Friday – 9:00 am – 6:00 pm
    Saturday – 9:00 am – 12:00 noon
  • Online Banking and Mobile Banking offers 24/7 account access – If you are not currently enrolled in these services, please contact us at 908-859-1811 x221
  • Loan applications – Apply for Loans and Visa Credit Cards online or by phone at 908-859-1811 x204
  • Any questions, please call 908-859-1811

Thank you for your patience and understanding during this difficult and trying time.

Coronovirus COVID – 19 Readiness

Like you, we are monitoring the latest news about the coronavirus. Be assured that we are doing all we can to make sure our offices are open and our staff is onsite. You can count on us during times like this, especially if you need our help.

We have ensured that our offices, including ATM screens and signature pads, are cleaned frequently with EPA-approved disinfectants.

We also want you to have confidence in using IRCO’s Audio Response System, Virtual Branch – Online Banking, and Mobile Banking products anywhere, anytime. You’ll be able to:

  • Access your accounts to see transactions, balances, transfer funds and update your personal details
  • Deposit checks by snapping a picture of your check to deposit, by using Remote Deposit Capture
  • Make payments to your IRCO loans and VISA Credit Cards, along with scheduling recurring payments
  • Pay your credit cards, loans, utilities, and other bills using our Online Bill Pay
  • Apply for a loan online at and possibly disburse certain loan types completely online

Learn more about IRCO’s Audio response System, Virtual Branch – Online Banking and Mobile Banking products at or by calling Audio Response at 800-438-1585.

If you have been affected by COVID-19 and need help with your account, please call us at 800-538-1572 to learn how we might help.

Trust that we will continue to make decisions that support our core values of Integrity, Reliability, Convenience and Outstanding member experiences.

Once again, we thank you for your membership and hope you stay safe and healthy.


Tracey S. Smith, MBA

P.S. Updates will be posted on our website under News & Events.