With IRCO’s Mobile Banking you can access your accounts quickly and easily through your iPhone or Android phone. It’s a secure way to stay on top of your accounts anywhere you are, 24/7. With our Mobile Banking App* you can:
- View transaction history
- Check account balances
- Transfer funds
- Pay bills
3 easy ways to access your account through your phone – select one or all three, depending on your preference and your phone capabilities.
- Mobile Banking – download the app to your phone
- Mobile Web Banking – bookmark your Mobile Banking URL address to your phone
- Text Banking – you text us and we will text you back*
Steps to Register Device and Download App
1. You must be a Virtual Branch user to be able to sign up for Mobile Banking. If not a user, simply click on the “New Enrollment” tab on our homepage and enroll in Virtual Branch. To register your device:
- Log into Virtual Branch
- Click on Self Service tab
- Click on Mobile Banking
- Follow instructions
2. Download the FREE App*
- iPhone or Android apps are available for download at the Apple App Store or Google Play
- Search for TOUCHBANKING
- Install the app and follow the instructions
- AppCode = ircomobile
- User Name = User Logon in Virtual Branch
- Password = Security Code in Virtual Branch
If you need help with Mobile Banking, contact our Savings Dept. at 908-859-1811 x221.
* Messaging and data rates may apply. Check with you mobile phone carrier for details.
Instant Balance – quick check of account without logging in.
To enable Instant Balance:
- Open Mobile Banking app
- Click on the “Dollar Sign” icon in the top right corner of the log in page and select “Log in and Set up”.
- Log into your account, select “More” from the Main Menu and then select “Instant Balance Settings”
- Click to toggle on Instant Balance
Next time you open the app, just click the Instance Balance icon and you’ll immediately see the account balances you selected.
Remote Deposit Capture – Deposit Checks with your phone 24/7
To enable Remote Deposit Capture:
- Complete an application and return it to us in person, by fax @ 908-859-5402, or by mail.
- Snap a picture of your endorsed check.
- Send it directly to IRCO using our mobile app.
- That’s it…your deposit is done!