IRCO Community FCU
450 Hillcrest Blvd., P.O. Box 188
Phillipsburg, NJ 08865
Phone: 908-859-1811
Toll Free: 800-538-1572
Fax: 908-859-2118
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Home Equity Loans
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Our open-end, adjustable rate loan allows you to apply for the maximum equity available from your home.  Then, use the funds and as you pay the loan down, the money becomes available to you again without going through another application process.  Best of all, there are NO FEES OR POINTSYou must reside in the home as your primary residence and it must be located in PA or NJ within a 50 mile radius of the credit union office.

Home Equity Line of Credit participants utilize funds through a checking account that is furnished to them at no cost.  These loans are available for a maximum term of 15 years and rates are based on the prime rate + "0%."  Click Loan Rates for current info.

 
Give our mortgage expert, Barb Farmer a call at ext. 201 to make an appointment or for more detailed information.  Or drop her an email at bfarmer@ircocu.com and she will get back to you quickly and personally with answers to all your questions.

 
 
 
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