Certificates	Rate	APY*	Term
3 Month $500 min.	0.10	0.10	3
6 Month $500 min.	0.10	0.10	6
6 Month $10,000 min.	0.15	0.15	6
9 Month $500 min.	0.20	0.20	9
12 Month $500 min.	0.30	0.30	12
12 Month $10,000 min.	0.40	0.40	12
30 Month $500 min.	0.50	0.50	30
60 Month $500 min.	1.49	1.50	60
IRA 12 Month $500 min.	0.30	0.30	12
IRA 30 Month $500 min.	0.50	0.50	30

*APY = Annual Percentage Yield All rates above are subject to change without notice. A penalty will be imposed for early withdrawal.