37,000 SURCHARGE-FREE
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SECURITY CENTER
Updated 03/03/2010
Latest Scams and Alerts
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SECURITY REMINDER
Always check your credit card statements for fraudulent activity. Questions?
Contact Theresa at ext. 202 or at tflynn@ircocu.com.
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2010 Scholarship Requirements:
1. The student must be a member in good standing with account in student's name
2. Plan to attend accredited college, university, or trade school
3. Completed official application (available by clicking HERE. or in our office).
4. Copy of most recent high school transcript.
5. Copy of official acceptance letter from school of choice.
6. Deadline for applications - May 1, 2010.
*Employees, board or committee members of IRCO and their immediate family members are ineligible.
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DID YOU KNOW???
You can re-finance
your 1st mortgage
as a FIXED rate
Home Equity Loan
with just 20% equity?
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NO FEES or POINTS
Terms to 20 years
rates as low as
5.75% APR*
contact Brenda @ ext 201
or at bchristy@ircocu.com
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 *Annual Percentage Rate accurate as of 3/08/10 and subject to change without notice
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STUDENT LOAN HELP IS HERE!
If you have a child entering or returning to college, now is the time to
complete the FASFA form. Our Student Loan Info page is your go-to source. Kathie Carita, our Student Loan expert is always here to answer all your questions and help get you through the process quickly and easily. Contact her at ext. 206 or at kcarita@ircocu.com
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2010 Winter Discounts
Ski Camelback Mountain Resort
Blue Mountain Ski Area
Ski Shawnee Mountain
Click here for more info
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MEMBER DISCOUNTS
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Regal
Cinema
Movie Tickets
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Just $7.50!
That's a $2.50 savings on each ticket and they never expire!
Check out www.regmovies.com for theater location and showtimes.
For more information contact Sue @ ext 221 or at sschmeltzly@ircocu.com
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SPRINT
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Theme Park Tickets & Coupons
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We now offer discount tickets for purchase in our office for Dorney Park.
Many other discount coupons and/or tickets are available online for other area
theme parks. Click here for more info
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Need Flowers?
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Moving? Check Allied
Moving & Storage for
credit union member discounts.
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It's Simple!
It's Easy!
Click Here
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When it comes to finances, we're all ready for some good news. So how about not only getting the maximum refund you deserve, but also filing your taxes for FREE*. This year, you'll find out just how untaxing your taxes can be when you file your simple federal return with Turbo Tax.
Your IRS refund can be electronically transmitted and deposited directly into your account. Be prepared, have your account number and IRCO’s routing number, 221278035 available when using direct deposit.
*Taxpayers who have an adjusted gross income (AGI) of $27,000 or less or qualify for the Earned Income Tax Credit can use TurboTax Online 1040 EZ or TurboTax Online Basic profuct free of charge through a link to the Intuit Tax Freedom Project. TurboTax and EasyStep are registered trademarks and TurboTax Online is a service mark of Intuit Inc.
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ROTH IRAs ARE HERE!
If you're looking for flexibility in your retirement planning, a Roth IRA may be right for you. Roth IRAs are an especially good fit if you aren't looking for an immediate tax break. Best of all, we now offer 12 & 30 month certificate terms. For more information click here or call our IRA expert, Barb at ext. 223
Email: bfarmer@ircocu.com
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"Go Green" with eStatements!
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PAPER-LESS & FREE
Click Virtual Branch on our Home page
or Here for more info
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*US SAVINGS
BONDS*
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See our tellers to purchase or redeem bonds. Denominations start at $50.00
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VISA Gift Cards*
*Accepted everywhere that VISA is!
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Safe Deposit Boxes
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3 x 5
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5 x 5
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3 x 10
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10 x 10
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$35.00
per year
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$40.00
per year
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$50.00
per year
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$80.00
per year
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We have just a few available. For more information contact Julie at
908-859-1811 X 222 or at jyoung@ircocu.com
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 Click here for more
info about our
SKIP-A-PAY PROGRAM
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Visit our 2nd ATM location
AHART, FRINZI & SMITH INSURANCE
2250 Belvidere Rd. Harmony Township
-NO SURCHARGE FEE FOR MEMBERS-
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NO HATS, NO HOODS, NO SUNGLASSES
For security purposes, anyone entering our building will be asked to
remove hats, hoods, headgear and/or sunglasses.
Thank you for helping to make your credit union safer!
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