Share Drafts/Checking Accounts provide ready access to funds for the purpose of paying bills and making purchases. They are identical to checks with regard to their use and acceptance, but provide some real advantages. Easy-to-use duplicate checks provide a carbon copy of each check written inside the checkbook. This convenient feature eliminates the need to store canceled checks, however for you convenience, copies of canceled checks can be ordered, if needed. And our checks come in a wide variety of styles and price ranges, plus you can now order online with our new online ordering system that makes customizing your checks fast, easy and fun! Thinking about switching to an IRCO Checking Account, we’ve made it easy. Simply click for our, 3 step Switch Kit.
“CHECK” out the many advantages to an IRCO Share Draft Checking Account!
- NO Monthly Service Charge for Accounts Maintaining $250.00 Balance*
- FREE Overdraft Protection
- FREE “VIRTUAL BRANCH” Online Banking
- FREE Online Bill Pay
- Mobile Check Deposit – 4 deposits per month FREE; additional deposits $.50
- FREE VISA Debit Card
- NO Per Check Fees
- NO Monthly Service Charge for NET Gen Club (17-23 yr. olds), VIP Club & On-the-Go Club (50+ members)
- Detailed Monthly Statements
- eStatements – Paperless Statements
- 55,000 SURCHARGE-FREE ATMs on the ALLPOINT Network
- Deposits Through Payroll Deduction, Direct Deposit & Electronic Funds Transfer
* $10.00 service charge for accounts below $250