IRCO Community FCU
450 Hillcrest Blvd., P.O. Box 188
Phillipsburg, NJ 08865
Phone: 908-859-1811
Toll Free: 800-538-1572
Fax: 908-859-2118
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Fee Schedule
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Report Lost or Stolen Visa

Share Draft / Checking Account Fees

ACH Return $25.00
Account History Copies $3.00
Account Reconciliation -  per hour $15.00
Account Research - per hour $15.00
ATM / Debit Card - per month $2.00
ATM / Debit Card Re-issue $5.00
ATM Rejection $25.00
Certified Check $5.00
Checking/Share Draft Monthly Service Fee: (bal. under $250) $5.00
Checking/Share Draft Monthly Service Fee: (bal. over $250) NO CHARGE
Copies - per page $.25
Copy of Cleared Check $3.00
Deposited Item Return - domestic

$15.00

Fax $1.00
Faxed Draft $6.00
Garnishment or Levy (per occurrence) $35.00
Item Sent for Collection: (Canadian under $200) $10.00
Item Sent for Collection: (foreign over $200) $30.00
Money Order $1.00
NSF - check or ACH $25.00
Overdraft $25.00
Returned Mail (per month) $2.00
Safe Deposit Box Drilling & Lock Replacement $200.00
Safe Deposit Box Key Replacement $100.00
Statement copies $3.00
Stop Payment $15.00
Temporary Check/Draft $.25
Transfer by Phone ( 24/7 Audio Response-FREE ) $1.00
Visa Gift Card $3.00
Wire Transfer: (outgoing) $20.00
Wire Transfer: (international) $35.00 
Credit Union Membership
Membership Share (amt. required to open account) $5.00 par value
   

The fees appearing in this Schedule are accurate and effective for accounts as of March 1, 2010.
  
If you have any questions or require current fee information, please call the Credit Union.

 
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