PHYSICAL LOCATION & MAP 450 Hillcrest Blvd. Phillipsburg, NJ 08865	MAILING ADDRESS  PO Box 188 Phillipbsurg, NJ 08865
LOBBY HOURS       Monday - Thursday:    9:00 AM TO 5:00 PM Friday:   9:00 AM TO 6:00 PM Saturday Morning:    9:00 AM TO NOON	DRIVE-THRU HOURS  Monday & Tuesday:     8:30 AM TO 5:00 PM Wednesday - Friday:    8:30 AM TO 6:00 PM Saturday Morning:     9:00 AM TO NOON
PHONE NUMBERS Main Number:       908-859-1811 Toll Free:               800-538-1572 Fax Number:         908-859-2118 Audio Response:    800-438-1585	ROUTING and TRANSIT NUMBER   221278035

WIRING INSTRUCTIONS FOR INCOMING FUNDS If you find it necessary to receive funds wired into your account at IRCO from another financial institution, there is certain information you must provide to insure the fastest and most accurate posting of your funds.  There is no charge for incoming wires.  The instructions are as follows:  Alloya Corporate Federal Credit Union 1021 Watervliet-Shaker Rd., Albany, NY 12215 ABA Number:   221381715 For further credit:   IRCO Community FCU 450 Hillcrest Blvd., Phillipsburg, NJ 08865  Acct. Number : 221278035 For final credit to (your name and your IRCO account number) OUTGOING WIRES   Be sure to contact the receiving financial institution for their specific wiring instructions before contacting our Accounting Department.  The fee for domestic wires is $20.00 and international wires is $35.00.   ************************************************************************************************************************************   Remember. . . many of our employees are only a "click" away. Simply click your mouse on the name of the person you need below to email them directly from this site. We will make every effort to reply as quickly as possible.

ADMINISTRATION   Jacalyn L. Frey, President/CEO Gregory J. Collins, VP/Compliance Officer Susan Stackhouse, Administrative Assistant Nancy Ott,  Administrative Assistant	ACCOUNTING   Valerie A. Lusardi, AT/Manager Shelly Zeigman, Assistant Manager Nancy Brown, Administrative Assistant Doris Kelly, Clerk
LOANS   Patricia A. DeLong, AVP/Manager Barbara Farmer, Assistant Manager Kathleen Carita, Loan Officer Theresa Flynn, VISA Coordinator Jamie McRoberts, Clerk (part time) Melissa Emery, Clerk (part time)	SAVINGS   Carolann L. Slack, AT/Manager Tami O’Brien, Assistant Manager Julie Young, Senior Teller Colleen Csezmadia, Teller Linda Hall, Senior Teller Suzanne Schmeltzly, Administrative Assistant Roseann Whitfield, Teller  Pat Harrison, Teller (part time) Brooke Engle, Teller (part time) Carina Myer, Seasonal Teller
SPECIAL SERVICES Thomas F. Mosser, AT/Manager Pat Huff, Credit Adjuster Michelle Corcoran, Administrative Assistant