IRCO Community Federal Credit Union offers a variety of share certificates terms and rates that can help build savings for today and  plan for the future.  Once purchased, certificates are automatically renewed at the current rate for the term originally purchased, unless you notify us otherwise.  Dividends are payable in three ways: 

• Directly to Share Accounts
• Added Back to the Certificate 
• Check 

Stop by, or give Barb a call at ext. 223 or email her at bfarmer@ircocu.com.  She will be happy to answer all your questions about your investing needs.

SHARE CERTIFICATE RATES
Effective August 18, 2010

$500 Min.	$10,000 Min.
3 mo      .20%APY*
6 mo      .30% APY*	6 mo     .45% APY*
9 mo      .60% APY*
12 mo     .80% APY*	12 mo  .90% APY*
30 mo     1.51% APY*
60 mo    2.52% APY*
*Annual Percentage Yield.  Deposits Insured to at least $250,000 by NCUA, a govt. agency.  Early withdrawal penalties apply.  Rates accurate as of 07/21/10 and subject to change without notice.